What Keeps You Up at Night?
Retirement Planning
- Do I have enough to retire?
- Will my money last through retirement?
- Should I consolidate my retirement plans?
- Which IRA is best: Traditional or Roth?
- What are my 401(k) distribution options?
- How to handle Required Minimum Distributions (RMDs)?
- When should I file for Social Security?
- Do I need Long -T erm Care insurance?
Life Events & Family Security
- What is the best way to fund upcoming wedding expenses?
- What should I do when a spouse or relative dies?
- What benefits should I select at my new job?
- What happens to my 401(k) and pension when I change jobs?
- How much life insurance do I need?
- What happens to my assets, if we divorce?
- What is the best way to plan for my grandchildren’s financial future?
- How will I pay my bills if I am disabled of laid - off?
Wealth Transfer Planning
- Are my beneficiary designations up to date ?
- Have I told my survivors my wishes?
- What do I need to know about estate and inheritance taxes?
- Is my current plan maximizing tax deductions to my heirs?
- Should I consider a stretch IRA?
- Should I set up a trust?
- What should I do with my home?
- Am I effectively managing my estate?
- How can I have sufficient retirement income, and still pass assets to my children/grandchildren?
- What is the best way to spend the remaining assets?
Eldercare
- What happens if I have to care for my aging parents?
- How do I help a loved one with Alzheimer’s disease?
- How do I find the right care facility?
- How does Medicare work?
- Do I need to become the power of attorney?
- What are my responsibilities as Executor and Executrix?
Financial Basics
- How should I organize my financial records?
- How can I do a better job of budgeting?
- How can I reduce my debt?
- How do I create a simplified “big picture” plan?
Education Planning
- What are my college savings options?
- How much do I need to save?
- Will I qualify for financial aid?
- What assets aren’t factored into financial aid eligibility?
